Journey To Homeownership Qualifying Event - Mapping Exclusion Tour

55 12th Avenue Southeast,Cedar Rapids IA 52401

01 September, 2022

Description

The African American Museum of Iowa and NFC are pairing up to offer you a historic tour in addition to offering this event as a J2H qualifying event to get your certificate! * Pre-register through NFC's Eventbrite page and be on the list to attend the African American Museum of Iowa's exhibit Mapping Exclusion! ***Any registration's through the African American Museum site will not automatically register you to receive your J2H certificate. *** Explore the history of redlining in Iowa in our latest exhibit. Redlining is the systematic denial of various services by federal and local government agencies and the private sector to residents of specific neighborhoods. Black populations in seven Iowa cities -Cedar Rapids, Council Bluffs, Sioux City, Dubuque, Davenport, Des Moines, and Waterloo – were subject to redline mapping. The exhibit will look at these cities and the long-term effects of redlining on the current issues faced in these areas today. The US federal government established the National Housing Act of 1934 as a way to save the crashing national housing industry during The Great Depression. Under the act, Congress established the Home Owners’ Loan Corporation (HOLC) that oversaw federal mortgage and loan guidelines. Over 200 US urban areas were appraised based on a list of criteria, including race and ethnicity, creating color-coded HOLC maps to distinguish areas of mortgage loan risks. Typically, those with a high Black population were marked red and deemed hazardous or undesirable. This practice led to urban segregated neighborhoods and poor housing conditions. The lasting effects are seen in the racial wealth gap and police violence seen today. This exhibit will close on Sunday, September 25. If you’ve dreamed about owning a home, but don’t know where to start or feel it is unattainable, our new Journey to Homeownership (J2H) initiative can help you make your dream a reality. J2H offers support to African Americans looking to become homeowners by not only providing tools, resources, and information about the process but also a down payment assistance program. https://blackiowa.org/collections-exhibits/mappingexclusion/ Register below for one of our upcoming webinars to learn more about J2H. Hear about the homeownership journey, some of the challenges faced by African Americans along the way, how to access J2H down payment resources, and get answers to those questions you’ve always been afraid to ask. J2H is an initiative to expand African American homeownership in Polk and Linn Counties in Iowa.