Four Benefits of Right-Sizing Your Retirement at Charlestown

Baltimore MD

27 July, 2020

1:34 PM

Description

There’s no doubt about it—making the decision to downsize for your retirement is a big step. If you’ve lived in your house for many years, you may feel reluctant to leave it. But, as the more than 2,000 people who live at Charlestown have discovered, when you give up the things you no longer need (like that formal dining room you rarely use or the rec room you haven’t set foot in since your adult children lived at home), you gain so much more. In addition to maintenance-free living, 24-hour security, and an active lifestyle, and many other benefits that come with right-sizing your lifestyle. Here are four things that people who live at Charlestown cite over and over again as some of the greatest benefits of moving to the Erickson Living developed and managed community in Catonsville, Md. 1. Finally cross decluttering off your to-do list. When you move to Charlestown, you don’t have to tackle downsizing and moving on your own. Prospective residents have access to Erickson Realty and Moving Services, a special program that offers complimentary coordination of all realty and moving needs, including downsizing, home staging, packing, and selection of a real estate professional. You’ll work with Personal Moving Consultant Vera Ballard, who can help you decide which furniture pieces and household items will work best in your new apartment home. She can even design a floor plan that the movers will use to place furniture on moving day—so your apartment feels like home from day one. 2. Trade unused space for valuable time. You may love your house, but chances are you’ve come to dread all of the weed pulling, gutter cleaning, spare-room dusting, and second-bathroom scrubbing that comes with it. It’s an unavoidable reality: the more excess space you have, the more time you have to spend on maintenance. At Charlestown, all maintenance—from mowing the lawn to changing the light bulbs—is handled by the professional staff. With apartment homes that have just the right number of rooms, you’ll no longer have to lose Saturday afternoons to cleaning out storage closets or mopping dusty floors in rooms you don’t even use. With all of that newfound free time, you’ll get to focus on the things you really love. You can spend more quality time with loved ones and immerse yourself in hobbies. 3. Enjoy the financial freedom of knowing you have a home for life. Thanks to a solid financial structure that includes a predictable monthly service package and a refundable entrance fee, as a resident of Charlestown, you can balance your budget with confidence. Enjoy the peace of mind that comes from knowing with certainty that no matter what the future holds, your investment is safe and your future is secure. The 90 percent refundable entrance fee secures an apartment home for as long as you live at Charlestown. The funds can be accessed to cover qualified continuing care expenses if your health needs change or refunded to your estate should you leave the community. Another important feature that sets Charlestown apart from other communities is its commitment to helping residents who experience an unforeseen financial hardship. Charlestown’s Benevolent Care Fund assists those individuals who are unable to pay their full monthly fees by providing needed financial assistance. This assurance says the community will never ask you to leave the community for a genuine inability to pay.  4. First-rate health care right down the hall. Most people move to Charlestown because everything they need is in one location, including their medical team of physicians and nurses. There is comfort in knowing that a doctor is available, just steps away from their apartment home. Community members may choose to see one of these providers or continue to work with the doctors they visited prior to their move. Charlestown offers a level of care unavailable at other retirement communities, including services dedicated to providing the best care possible at all levels of health. The hand-picked medical staff specializes in the unique needs of seniors and works exclusively with Charlestown community members. They provide same-day appointments and personalized care focused on individual patients’ goals. Written by Danielle Rexrode