What Does Broad Form Insurance Cover?

Spokane WA

02 April, 2022

11:00 PM

Description

𝐖𝐡𝐚𝐭 𝐃𝐨𝐞𝐬 𝐁𝐫𝐨𝐚𝐝 𝐅𝐨𝐫𝐦 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐂𝐨𝐯𝐞𝐫?Broad Form Insurance provides the same liability insurance coverage options that a regular car insurance policy provides, meaning, if you cause an accident, your insurance company will pay for the claim up to your insurance policy limits. The difference is, a broad form insurance policy is only in force when you, the named insured, are driving. If anyone else is driving a car you own, your broad form insurance policy does not provide any coverage. Period. 𝐁𝐫𝐨𝐚𝐝 𝐅𝐨𝐫𝐦 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐢𝐧𝐜𝐥𝐮𝐝𝐞𝐬 𝐋𝐢𝐚𝐛𝐢𝐥𝐢𝐭𝐲 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞Just like a regular car insurance policy, you choose how much Liability Insurance Coverage you wish to carry. From the state minimum 25/50/10 liability insurance limits to 50/100/50 or even 100/300/100. Broad Form Insurance. 𝐔𝐧𝐢𝐧𝐬𝐮𝐫𝐞𝐝 𝐌𝐨𝐭𝐨𝐫𝐢𝐬𝐭 (𝐔𝐌) 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞 𝐀𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞Uninsured Motorist can be added to a Broad Form Insurance policy so that you, your passengers, and your car would be covered if someone else hits you. 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐈𝐧𝐣𝐮𝐫𝐲 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 (𝐏𝐈𝐏) 𝐂𝐚𝐧 𝐁𝐞 𝐀𝐝𝐝𝐞𝐝Broad Form Insurance policies can have Personal Injury Protection medical coverage added so that you and your passengers will be covered for injuries no matter who caused the accident (No-Fault Coverage). Source: https://midcolumbiainsurance.c...Broadform: https://midcolumbiainsurance.c...