Educational Retirement Dinner in Zelienople, PA

105 South Main Street,Zelienople PA 16063

16 February, 2022

Description

Class will fill up fast, seats are limited! WHY THIS CLASS MATTERS Many of the retirement strategies utilized by our parents have grown outdated and may no longer have application for those looking to retire today. This class compares and contrasts the old retirement paradigms of yesteryear and the new paradigms of today. Attendees will discover how to insulate themselves from the risks of rising taxes, Social Security taxation, and how to avoid common mistakes that increase the chances or running out of money as you distribute your assets in retirement. BALANCED FINANCIAL INFORMATION This course is designed to give each attendee a comprehensive and Plain-English financial education, while also exposing various pitfalls and risks that threaten to derail many retirees today. This event is purely educational – no specific products or services will be offered. IMPORTANT TOPICS FOR RETIREMENT TODAY RETIRING TODAY • The old retirement vs. TODAY’S retirement • How to create a clear vision for retirement that could lead to less stress and more happiness. TAX RATE RISK • Why experts say tax rates could double • How rising taxes may affect your retirement cash flow • The “Catch 22” of 401k’s and IRA’s • How lost deductions may affect your taxes in retirement RETIREMENT INCOME PLANNING • The three basic retirement accounts • How to accumulate dollars in the right types of accounts for future retirement income • What’s better for you: tax-deferred or tax-free accounts? • How to define a “true” tax-free investment • When should you convert to a Roth? • How IRA’s and 401k’s cause Social Security taxation • Strategies to reduce or eliminate taxes in retirement MAXIMIZING SOCIAL SECURITY • The causes of Social Security taxation • The Social Security thresholds you need to be aware of • The real cost of Social Security taxation • Strategies to eliminate Social Security taxation • Social Security maximization strategies RETIREMENT DISTRIBUTION PITFALLS • How the new rules on “Rate of Withdrawal” affect People Nearing Retirement • How to ensure you won’t run out of money in retirement • How to liquidate retirement assets in the right order • How to eliminate “sequence of returns” risk WHY LOSSES DURING RETIREMENT MATTER • The impact of dramatic market loss in retirement • Is “buy and hold” appropriate in retirement? • How to safeguard against two types of investment risk • How to shield your assets from stock market volatility • Why “asset allocation” alone may not be enough • How to truly diversify your retirement portfolio Advisory services offered through Foundations Investment Advisors, an SEC Registered Investment Advisor. Brian Quaranta is the guiding force behind Secure Money Advisors—a leader known for his caring personality and enthusiasm for helping his clients plan for a worry-free financial future. His mission is to change the way people view retirement, and he’s accomplishing it one client at a time. Focusing on serving the needs of retirees and pre-retirees throughout Pennsylvania, Brian is an expert at shielding client  investments from stock market loss—a strategy that has been especially rewarding in the recent years of market volatility. Brian also focuses on developing plans that provide his clients with guaranteed income for the rest of their lives while minimizing the taxes owed by the next generation. His attention to detail and emotional investment in each and every one person he serves is reflected in the close relationships and consistent returns his clients discover.