Solving the Retirement Tax Puzzle Seminar in Medina, MN

500 Highway 55,Medina MN 55340

03 February, 2022

Description

Learn how the Economic Impact of COVID 19 can affect you. Capacity, seating, and tables arranged for social distancing. Clearly marked signs will direct you to the reserved classrooms. WHY THIS CLASS MATTERS Many of the retirement strategies utilized by our parents have grown outdated and may no longer have application for those looking to retire today. This class compares and contrasts the old retirement paradigms of yesteryear and the new paradigms of today. Attendees will discover how to insulate themselves from the risks of rising taxes, Social Security taxation, and how to avoid common mistakes that increase the chances or running out of money as you distribute your assets in retirement. IMPORTANT TOPICS FOR RETIREMENT TODAY TAX RATE RISK How rising taxes may affect your retirement cash flow.The “Catch 22” of 401k’s and IRA’sAre employer sponsored plans better than IRAs?Is it time for the Roth conversions?RETIREMENT INCOME PLANNING How to accumulate dollars in the right types of accounts for future retirement income.Strategies on how to lengthen the life of your moneyWhen should you convert to a Roth?How IRA’s and 401k’s cause Social Security taxationMAXIMIZING SOCIAL SECURITY The causes of Social Security taxationThe Social Security thresholds you need to be aware ofThe real cost of Social Security taxationStrategies to eliminate Social Security taxationSocial Security maximization strategiesRETIREMENT DISTRIBUTION PITFALLS How to ensure you won’t run out of money in retirementHow to liquidate retirement assets in the right orderHow to eliminate “sequence of returns” riskWHY LOSSES DURING RETIREMENT MATTER The impact of dramatic market loss in retirementIs “buy and hold” appropriate in retirement?How to shield your assets from stock market volatilityWhy “asset allocation” alone may not be enoughHow to truly diversify your retirement portfolioBONUS TOPICS How recent changes put pressure on proactive planning as changes could be on the horizon.How the future of tax benefits related to charitable contributions could change and affect your long term tax plan!Strategies that show WHERE you save and contribute is just as important as HOW MUCHKey takeaways to creating a tax efficient retirement plan.Advisory services offered through Foundations Investment Advisors, an SEC Registered Investment Adviser. Taylor Sundeen created ClearPath Wealth Advisors after over 15 years of financial services experience in the Minneapolis/St. Paul area. He earned his CFP® designation in 2011 to enhance his expertise in multiple financial planning areas from Tax Planning and Investments to Insurance and Estate Planning. Taylor enjoys the day-to-day interaction with clients and prides himself of creating well-versed financial plans that are customized to meet all of his clients income, tax, and investment planning objectives. Cory Zafke co-founded ClearPath Wealth Advisors after being in the financial service industry since 2004. Cory spent over a decade at an international insurance company where he educated financial advisors on financial concepts and reasons to add safety and protection to their client’s portfolio’s. After a life changing incident, Cory was drawn to being a financial advisor where he knew he would be able to help people with some of the most important decisions of their lives.