Retirement U Educational Dinner in Las Vegas, NV

12300 South Las Vegas Boulevard,Henderson NV 89044

27 January, 2022

Description

Seating is LIMITED! Register today! Confirmation Code required upon entry. WHY THIS CLASS MATTERS Many of the retirement strategies utilized by our parents have grown outdated and may no longer have application for those looking to retire today. This class compares and contrasts the old retirement paradigms of yesteryear and the new paradigms of today. Attendees will discover how to insulate themselves from the risks of rising taxes, Social Security taxation, and how to avoid common mistakes that increase the chances or running out of money as you distribute your assets in retirement. RETIRING TODAY • The old retirement vs. TODAY’S retirement • How to create a clear vision for retirement that could lead to less stress and more happiness. TAX RATE RISK • Why experts say tax rates could double • How rising taxes may affect your retirement cash flow • The “Catch 22” of 401k’s and IRA’s • How lost deductions may affect your taxes in retirement RETIREMENT INCOME PLANNING • The three basic retirement accounts • How to accumulate dollars in the right types of accounts for future retirement income • What’s better for you: tax-deferred or tax-free accounts? • How to define a “true” tax-free investment • When should you convert to a Roth? • How IRA’s and 401k’s cause Social Security taxation • Strategies to reduce or eliminate taxes in retirement MAXIMIZING SOCIAL SECURITY • The causes of Social Security taxation • The Social Security thresholds you need to be aware of • The real cost of Social Security taxation • Strategies to eliminate Social Security taxation • Social Security maximization strategies RETIREMENT DISTRIBUTION PITFALLS • How the new rules on “Rate of Withdrawal” affect People Nearing Retirement • How to ensure you won’t run out of money in retirement • How to liquidate retirement assets in the right order • How to eliminate “sequence of returns” risk WHY LOSSES DURING RETIREMENT MATTER • The impact of dramatic market loss in retirement • Is “buy and hold” appropriate in retirement? • How to safeguard against two types of investment risk • How to shield your assets from stock market volatility • Why “asset allocation” alone may not be enough • How to truly diversify your retirement portfolio FREQUENTLY ASKED QUESTIONS: Is there a cost to attend? No, there is no cost to attend. Do I need to bring anything? No, you will be provided with pen and paper to take notes. Will any investments or investment products be discussed? No there will not be any discussion of any investments whatsoever. Will I be pitched or sold anything? No. Our classes are strictly educational. The most common feedback we receive is how nice it is to attend a truly educational workshop with no pressure. Advisory services are offered through Bauman Advisory Group, a Registered Investment Advisor in the state of Nevada. Insurance products and services are offered through Bauman Financial Group, an affiliated company. Document preparation services are offered through Asset Protection of America, an affiliated company. Bauman Advisory Group, Bauman Financial Group and Asset Protection of America are not affiliated with or endorsed by the Social Security Administration or any government agency. Todd is a second-generation Las Vegas area resident who has been serving the city and surrounding communities for the last 23 years. Todd currently resides in Summerlin with his wife and five sons. Todd attended the University of Nevada, Las Vegas where he earned a bachelor’s degree in economics with a minor in finance. After college, Todd worked for a local financial planning firm for two years before deciding to leave to start his own practice. Todd has shown entrepreneurial spirit since graduating college, as his specialties have ranged from venture capital work, investment banking, marketing and more. Todd has two passions in his life: helping families work towards a successful retirement and caring for his own family. In his free time, he can be found in the desert off-roading or racing.