Retirement U Workshop Hosted in Concord, NH

25 Water Street,Concord NH 03301

10 February, 2022

Description

Learn how the economic impact of COVID-19 can affect your retirement. RETIRING TODAY The old retirement vs. TODAY’S retirementHow to create a clear vision for retirement that could lead to less stress and more happiness.TAX RATE RISK Why experts say tax rates could doubleHow rising taxes may affect your retirement cash flowThe “Catch 22” of 401k’s and IRA’sHow lost deductions may affect your taxes in retirementRETIREMENT INCOME PLANNING The three basic retirement accountsHow to accumulate dollars in the right types of accounts for future retirement incomeWhat’s better for you: tax-deferred or tax-free accounts?How to define a “true” tax-free investmentWhen should you convert to a Roth?How IRA’s and 401k’s cause Social Security taxationStrategies to reduce or eliminate taxes in retirementMAXIMIZING SOCIAL SECURITY The causes of Social Security taxationThe Social Security thresholds you need to be aware ofThe real cost of Social Security taxationStrategies to eliminate Social Security taxationSocial Security maximization strategiesRETIREMENT DISTRIBUTION PITFALLS How the new rules on “Rate of Withdrawal” affect People Nearing RetirementHow to ensure you won’t run out of money in retirementHow to liquidate retirement assets in the right orderHow to eliminate “sequence of returns” riskWHY LOSSES DURING RETIREMENT MATTER The impact of dramatic market loss in retirementIs “buy and hold” appropriate in retirement?How to safeguard against two types of investment riskHow to shield your assets from stock market volatilityWhy “asset allocation” alone may not be enoughHow to truly diversify your retirement portfolioFREQUENTLY ASKED QUESTIONS: Is there a cost to attend? No, there is no cost to attend. Do I need to bring anything? No, you will be provided with pen and paper to take notes. Will any investments or investment products be discussed? No there will not be any discussion of any investments whatsoever. Will I be pitched or sold anything? No. Our classes are strictly educational. The most common feedback we receive is how nice it is to attend a truly educational workshop with no pressure. Advisory services offered through Foundations Investment Advisors, an SEC Registered Investment Adviser. Sean is a financial advisor with more than 25 years of experience in investment and retirement planning. He is a graduate of Fordham University in New York City with a B.S. degree in Business Administration and Finance. Sean has passed the FINRA Series 7, 63, 65, and NFA series 3 exams. Additionally, he holds Life and Health Insurance licenses. Sean spent the last 20 years of his career representing several of the most respected investment management firms in the U.S. and Europe. With the comprehensive investment and capital markets knowledge he has honed over his career, Sean understands the importance of proper financial planning and execution. Sean works one-on-one with clients to fully understand their unique situations in order to help them construct sound financial retirement plans. In his spare time, Sean enjoys hiking and skiing with his wife and 3 daughters in the White Mountains.