asking for help

Anchorage AK

Description

I'm facing a dilemma I'm behind by 3 months on my mortgage. The bank gave me an 18 month deal only it raised my payment to 662.25 from 547.45 a month I'm also on disability It's pretty hard to pay the bills have gas for the truck buy household stuff and pay my cell phone bill I just simply don't have enough money to meet my requirements. I'm always in fear of going into foreclosure if I go up to 4 months of not paying the mortgage then foreclosure hits once it starts its pretty hard to stop. So living with this hanging over my head every month is taking a toll on me physically and mentally. As it stands right now there was no presents from me for anyone Not family,friends,or the animals. This is do to the covid 19 mess and having my electric and heat bill go up ive canceled phone and internet I don't buy myself nothing I've had to use animal control for dog and cat food some months when things were very tight. I couldn't even get snow tires this year for the truck but God did provide me with a set finally. Gas for the truck is another issue 20 dollars a pop is all I can afford. So I now find myself turning to the community for help I'm not ask that you pay the whole 3 months if I could get it down to being one month behind instead of 3 months That would be a huge relief and weight off my mind ive tried the relief programs to no avail. I've tried to get a bank loan the answer was no. My home is the only thing that I have without it me and the animals are homeless ive seen what foreclosure can do to someone it's not something I'd want anyone to go thru. I love my home and it means everything to me. I work the property every year to make it as nice as possible. If someone's willing to help me in exchange I'd work for you landscaping your yard I'm a gardener by trade and do great work I also grow fruit trees and bushes I do hanging baskets as well this isn't what I'd call a hand out it's helping me to save my home with you getting a landscaped yard with extras. So I hope that anyone who reads this plea for help will take the time to consider my request. I'd also pass the gift of help to someone else in need I believe that when someone helps you out that your to pass that help onto someone who also needs help. I've thought long and hard about having to ask for help it's not easy and its a very hard thing for me to do. So thank you for taking the time to read my posting send me an email and I will give you the name of the bank that has my mortgage. God bless R.