Opinions please

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Lowell MA

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I'm getting a car soon. I have to get insurance obviously. I don't want insurance that gives me a $600 down payment... I ask my dad what to do. He swears that I don't get online insurance and that I go to a company with an office and broker. Swears it would be a bad idea to get online insurance. His only reason is because with a broker, I wouldn't have to go to an rmv. A affordable has a $600 down payment and that's affordable?? Not for me. My dad says, you don't want to go to an I house insurance company, then don't take the car! I don't mind going to the rmv, am I paying the $600 just so someone can go to the rmv for me? I talked to a friend and they were like... yea no a $600 down payment for car insurance is a bit high.... opinions please

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