1st Time Home Buyer Workshop

1368 Harrisburg Pike,Lancaster PA 17601

18 January, 2022

Description

Before you start the house hunt, learn about credit, saving for a down payment, PA down payment assistance options, prequalifying and more. GETTING READY TO BUY A HOUSEHomebuying is 90% preparation and 10% perspiration. Before you start the house hunt, learn about credit, saving for a down payment, prequalifying and more. AFFRORDING TO BUY A HOMEYou might be mentally and emotionally ready to be a homeowner - but is your wallet ready? We'll break down what you need to consider. Can I afford to buy a home?Down payment assistanceLow-down-payment mortgage optionsGetting a mortgage with student loansWhat is mortgage insurance?THE HOME BUYING PROCESSWe'll take you through the steps of homebuying, from house-hunting to closing your loan. FINDING YOUR HOMEWhen your financial ducks are in a row, the house hunt is officially on.What to look for in a homeWhat to expect with a real estate agentMaking an offerHome inspectionsGETTING YOUR MORTGAGEYou found your dream home and your offer was accepted. Now what? In a word: paperwork. Get ready to fill out mountains of forms - but the result is worth it. Homebuyer rightsChoosing the best home loanThe mortgage processCLOSING YOUR LOANIt's that last step before you get to claim the keys. Know what to expect (other than a sore signing hand).