Retirement U Dinner & Workshop in Thomaston, CT

76 Watertown Road,Thomaston CT 06787

07 December, 2021

Description

Join us for an educational seminar and complimentary meal at Ciao! WHY THIS CLASS MATTERS Many of the retirement strategies utilized by our parents have grown outdated and may no longer have application for those looking to retire today. This class compares and contrasts the old retirement paradigms of yesteryear and the new paradigms of today. Attendees will discover how to insulate themselves from the risks of rising taxes, Social Security taxation, and how to avoid common mistakes that increase the chances or running out of money as you distribute your assets in retirement. BALANCED FINANCIAL INFORMATION This course is designed to give each attendee a comprehensive and Plain-English financial education, while also exposing various pitfalls and risks that threaten to derail many retirees today. This event is purely educational – no specific products or services will be offered. RETIRING TODAY • The old retirement vs. TODAY’S retirement • How to create a clear vision for retirement that could lead to less stress and more happiness. TAX RATE RISK • Why experts say tax rates could double • How rising taxes may affect your retirement cash flow • The “Catch 22” of 401k’s and IRA’s • How lost deductions may affect your taxes in retirement RETIREMENT INCOME PLANNING • The three basic retirement accounts • How to accumulate dollars in the right types of accounts for future retirement income • What’s better for you: tax-deferred or tax-free accounts? • How to define a “true” tax-free investment • When should you convert to a Roth? • How IRA’s and 401k’s cause Social Security taxation • Strategies to reduce or eliminate taxes in retirement MAXIMIZING SOCIAL SECURITY • The causes of Social Security taxation • The Social Security thresholds you need to be aware of • The real cost of Social Security taxation • Strategies to eliminate Social Security taxation • Social Security maximization strategies RETIREMENT DISTRIBUTION PITFALLS • How the new rules on “Rate of Withdrawal” affect People Nearing Retirement • How to ensure you won’t run out of money in retirement • How to liquidate retirement assets in the right order • How to eliminate “sequence of returns” risk WHY LOSSES DURING RETIREMENT MATTER • The impact of dramatic market loss in retirement • Is “buy and hold” appropriate in retirement? • How to safeguard against two types of investment risk • How to shield your assets from stock market volatility • Why “asset allocation” alone may not be enough • How to truly diversify your retirement portfolio I have been in the Financial Industry over 25 years. I own and operate a company called Quality Senior Benefits LLC. Quality Senior Benefits LLC is BBB Accredited and National Ethics Certified. I specialize in helping Seniors and Pre Seniors with every area of their Retirement Planning from Medicare Supplement & Medicare Advantage Plans, Medicare Part D Plans, Social Security Planning, Life Insurance, Burial Plans, Senior Dental Plans, Long Term Care Planning , 401k Rollovers, Estate Planning, Retirement & Lifetime Income Planning and much more. I have been featured on many radio shows, books, newspapers and magazines regarding my expertise in helping people in all area of Retirement Planning. I donate a lot of my free time back to my community being on the Board of Finance for Plymouth, Plymouth Park & Rec Basketball Program, Special Olympics Volunteer, and more. I am married to my wife Lori and have son Evan & daughter Kylee.