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What does Home At Last (HAL) Down Payment Assistance offer?Assistance up to 5% of the loan amountNO first-time homebuyer requirementNO asset limitsNO purchase price limitsRefinance options for program and non-program homeownersHAL Mortgage Credit Certificate (MCC)HAL’s MCC provides eligible first-time buyers and qualified veterans with annual tax credits for the life of the loanMCCs increase qualifying income and lower debt-to-income ratios to help more Nevadans get approved for a home loanNo down payment required!VA and USDA Guaranteed home loan options do not require a down paymentEligible borrowers using USDA Guaranteed or VA loans can use Down Payment Assistance toward closing costsHome At Last™, a program of the Nevada Rural Housing Authority does not originate mortgage loans. Eligibility for the Home At Last™ programs is determined by participating licensed lenders who are responsible to follow all program and loan agency guidelines and reserve rates published with eHousingPlus. Interest rates vary based on amount of assistance provided. Not all applicants will qualify. For the MCC program, a first-time buyer is someone who has not owned a home in the past 3 years. This is not an offer to lend money or solicit a mortgage application.
Lori Urbani Keller
REALTOR®
NV RE #S.0182379
[email protected]
Our mission is to promote, provide and finance affordable housing opportunities for all rural Nevadans!
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