The Financial Impact of Opioid Abuse- A Hidden Retirement Threat

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2143 Astor Street,Orange Park FL 32073

16 November, 2021

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The Financial Impact of Opioid Abuse: A Hidden Retirement Threat Presented by Cheryl Canzanella, CLU®, ChSNC®, LUTCF® As the staggering numbers of opioid overdoses and deaths continue to escalate, so does the threat to the economy, careers, businesses, family finances nd retirement dreams. As we face the worst drug crisis in American history, there's a high probability that you or your clients have already been touched by the epidemic. Are you prepared to financially guide your clients through this unforgiving battle? Can you identify a client who is struggling or being exploited by a loved one? Will you know what questions to ask or resources to offer? What type of financial considerations may be appropriate? About Cheryl Canzanella, CLU®, ChSNC®, LUTCF® With over 20 years industry experience and 9 years as a Brokerage Director with Coastal Wealth, Cheryl works with financial professionals that want to add Massachusetts Mutual Life Insurance Company (MassMutual) Life, Disability Income, LTC & Annuities to their product offerings through sales ideas, case design, and point of sale. • Bachelor of Science Palm Beach Atlantic University • Series 6, 7, 24, 53, 63 securities and 215 insurance license • The American College LUTCF • 2011 WIFS Northeast FL Founding President • 2014 NAIFA-FL President’s Award • 2014 WIFS National Member of the Year • 2014 Jacksonville Business Journal’s Top 40 under 40 • 2016 NAIFA Jacksonville Past President • 2018 NAIFA-FL Top Advisors Under 40 • 2019 NAIFA National Young Advisor Team Leader of the Year • 2019/2020 President of MassMutual Brokerage Directors Advisory Council As a native Floridian, she enjoys spending time with family, the beach, flag football, CrossFit and volunteering as often as possible. She can often be heard cheering and/or possibly weeping for her beloved Miami Dolphins & Jacksonville Jaguars. Connect with Cheryl on LinkedIn. Our mission is to bring together business women of diverse occupations and provide opportunities for them to help themselves and others grow personally and professionally through leadership, education, networking support, and national recognition.

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