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Hi. So recently I've decided I want to finance a $5,000 car, specifically a toyota corolla. I'm under the impression I have to have a $500 down payment. My credit score is 498 and I don't have debt. I just am paying back 1 credit cars. and I have two hard inquiries. I want to apply for a 36 month loan. I understand interest will probably be 22%. So my monthly payment will probably be $200 at most, right?
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