Retirement U Workshop in Pasadena, TX

8060 Spencer Hwy,Pasadena TX 77505

28 September, 2021

Description

Class will fill up fast, seats are limited! Many of the retirement strategies utilized by our parents have grown outdated and may no longer have application for those looking to retire today. This class compares and contrasts the old retirement paradigms of yesteryear and the new paradigms of today. Attendees will discover how to insulate themselves from the risks of rising taxes, Social Security taxation, and how to avoid common mistakes that increase the chances or running out of money as you distribute your assets in retirement. TOPICS TO BE COVERED Common misconceptions about taxes in retirement. Understand the official new tax reform rules and their impact on your retirement. Understand the impact of the Tax Cuts and Jobs Act on retirement income streams. Identify tools and strategies available to retirees. The old retirement vs. TODAY’S retirement How to create a clear vision for retirement that could lead to less stress and more happiness. Understanding the keys to distributing your money in retirement. Understanding RMDs and the implications they have on your retirement. How rising taxes may affect your retirement cash flow. The “Catch 22” of 401k’s and IRA’s Are employer sponsored plans better than IRAs? Is it time for the Roth conversions? RETIREMENT INCOME PLANNING How to accumulate dollars in the right types of accounts for future retirement income. Strategies on how to lengthen the life of your money When should you convert to a Roth? How IRA’s and 401k’s cause Social Security taxation MAXIMIZING SOCIAL SECURITY The causes of Social Security taxation The Social Security thresholds you need to be aware of The real cost of Social Security taxation Strategies to eliminate Social Security taxation Social Security maximization strategies RETIREMENT DISTRIBUTION PITFALLS How to ensure you won’t run out of money in retirement How to liquidate retirement assets in the right order How to eliminate “sequence of returns” risk WHY LOSSES DURING RETIREMENT MATTER The impact of dramatic market loss in retirement Is “buy and hold” appropriate in retirement? How to shield your assets from stock market volatility Why “asset allocation” alone may not be enough How to truly diversify your retirement portfolio HOW THE NEW SECURE ACT COULD IMPACT YOUR RETIREMENT: Changes to the RMD age for some! IRA Contribution Age Limit Altered Positive Changes for Part-Time Workers What's Happening to Stretch IRAs? Will We See Annuities Included More Often in Workplace Retirement Plans? FREQUENTLY ASKED QUESTIONS: Is there a cost to attend? No, there is no cost to attend. Do I need to bring anything? No, you will be provided with pen and paper to take notes. Will any investments or investment products be discussed? No there will not be any discussion of any investments whatsoever. Will I be pitched or sold anything? No. Our classes are strictly educational. The most common feedback we receive is how nice it is to attend a truly educational workshop with no pressure. Adolfo Rodriguez is the Managing Partner of the A/R Financial Group, Adolfo joined the A/R Financial Group in 2002, and with his dedication to exceeding client expectations, became Managing Partner in 2005. Adolfo is considered an expert in Social Security benefits and strategies. He has obtained the designations of Registered Financial Consultant (RFC) , National Social Security Advisor (NSSA) and is Certified in Social Security Claiming Strategies (CSSCS) The Registered Financial Consultant (RFC) is a professional designation awarded by the International Association of Registered Financial Consultants to those financial advisors who can meet the high standards of education, experience and integrity.