FORMulate Your Retirement | Two-Day Course

19225 8th Avenue Northeast,Poulsbo WA 98370

08 September, 2021

Description

A two-day course that explores how the rules for retirement have changed forever. Learn how to set yourself up for confident retirement. This course consists of two evenings of in-person classroom instruction. Attendees can select Wednesdays or Thursdays. Course material is the same. Registration covers your enrollment over two evenings. Dates & TimesWednesdays | September 8 & 15 | 7:00 - 9:30 pmOR Thursdays | September 9 & 16 | 7:00 - 9:30 pm About the CourseThis college-style course takes an objective approach to dealing with the unique financial challenges facing today’s retirees. The course was built on the premise that your retirement income helps to determine your retirement outcome. With that in mind, the two-day, in-person classroom instruction explores different ways to deal with inflation, taxes, increasing health care costs, stock market volatility, and much more. The material covered is a balance between textbook-style information and real-life application of the planning concepts introduced. You’ll learn updated strategies that will help you to build and preserve wealth in volatile times. Course OverviewPart I (Day 1 of classroom instruction) Retirement Distribution Planning Inflation: what to expect and how to plan accordinglyLongevity: a simplified approach to planning for a long life spanThe hidden stock market risk: sequence of returnsWhy you must think differently about the stock market during the distribution phaseHealth Care The basics of MedicareHealth care coverage options before MedicareUnderstanding the impact of health care costs on your retirement planLong-Term Care insurance decision; do I really need it?Taxes Why tax rates could increase and what to do about itHow taxation changes during retirement.How lost deductions may impact you during retirementSimple ways to reduce taxes in retirementInsurance Basics of Retirement Life insurance: objectively evaluating your needs.The pros and cons of annuitiesHow the wealthy use life insurance to build and protect wealthPart II (Day 2 of classroom instruction) Retirement Income Planning Three different approaches to solving the retirement income problemBalancing guarantees with growthDetermining a realistic withdrawal rateSocial Security How to reduce or eliminate taxes on your benefitsMaximizing benefits: answering the question of “when to take social security?”Simple steps to take to increase your benefitsRetirement Accounts Understanding your different account options (which one is right for you?)The Roth IRA Conversion; who/what/why/when?401(k)s – avoiding unnecessary penalties and taxesHow recent rule changes may alter your distribution plans (including RMDs)Portfolio Management Choosing investments that match with your risk score Different ways to reduce risk without sacrificing too much returnTwo keys for successful stock market investingPart III (office hours) Your instructor will provide an opportunity for you to review and discuss specifics related to your own financial situation. This course is designed to empower you to take important steps towards planning for a successful retirement. You will be able to have personalized questions answered and work towards the design of your own unique retirement income distribution plan. These sessions are scheduled individually and a wide range of days/times is available. Formulate Your Retirement instructors are licensed financial professionals. Who Should AttendThis course will specifically benefit area residents who plan to retire in the next 5-10 years OR those who have recently retired. The material will help individuals and couples who have accumulated at least $250,000 in retirement savings. The session is specifically geared for individuals who want to grow their portfolio AND create a reliable income stream in retirement. What You Will ReceiveYour tuition covers two evenings of in-person classroom instruction, a course workbook, and one hour of individual planning time specific to your situation (referred to as Part III - office hours). At the end of the course, you’ll be armed with the ability to analyze your Social Security decision and implement strategies to reduce taxes, manage stock market volatility, and much more. Cost:Regular Rate: $89 Early-Bird Rate: $49 (with promo code only before 8/31) LocationVibe Coworks is a beautiful and modern multi-use facility that provides the perfect venue for this two-day course. Located at 19225 8th Avenue NE (Ste. 201) in Poulsbo, attendees will find the facility to be clean and comfortable with convenient parking. About the Instructor(s)Formulate Your Retirement is a two-day course taught by local, licensed financial professionals. These individuals share real-world application of financial planning principles that are used daily inside of their financial planning practices. This sesson will be taught by Kevin & Christine Campbell, founders of Peaks Financial. Disclosures: Each topic will be discussed in greater detail at the presentations. Please note that any strategy utilizing investments carries an inherent element of risk. Certain strategies may not apply or be suitable for all registrants. For specific estate planning or tax advice, be sure to consult with an estate planning attorney or tax advisor. This event is not sponsored by Seattle University or Vibe Coworks. The venues should not be contacted regarding the program. Kevin Campbell is an Investment Advisor Representative of, and advisory services are offered through USA Financial Securities Corp., A Registered Investment Advisor. Peaks Financial is not affiliated with USA Financial Securities.