Description
Has anyone out there refinanced their mortgage to take advantage of these record low “Pandemic” interest rates ? I’m especially interested in folks who have VA loans (military), but all info is helpful.
— Did you switch banks or keep the same one?
— How much did the monthly payment decrease ?
— Did anyone shorten the term of the loan?
If so, did the payments still decrease monthly or no?
— Anyone able to switch from having an escrow account to no escrow... I’d really gratefully appreciate suggestions of a bank that doesnt require an escrow for a VA loan (they change the payment amount ALL THE TIME! lol)
— overall, do you feel it was worth it, with having to pay closing costs again, etc ?
Discussion
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