Commercial Credit Analyst

Phoenixville PA

12 July, 2021

4:31 PM

Description

Job Type: Full-time Number of hires for this role: 1 Qualifications Bachelor's (Preferred)Fair Housing Regulations: 3 years (Preferred)Underwriting: 3 years (Preferred)Banking: 3 years (Preferred) Full Job Description Job Description Job Title: Commercial Credit Analyst Report To: Chief Credit Officer Location: Loan Administrative Offices and Community Loan Center - Phoenixville Department: Credit Administration Job Summary: Spread financial statements for comparative year review.Prepare business and personal cash flow analysis.Compare financial performance with industry benchmarks.Assign/Confirm risk ratings.Determine if loan adheres to Bank policies.Perform necessary due diligence of borrowers, guarantors and collateral.Prepare Annual Review and Credit Approval Memorandum for existing relationships.Measure loan covenants and test borrowing base certificates.Assist with the preparation of departmental reports, as needed.Attend Loan Committee meetings, as needed.Attend internal and external educational classes, as needed.All other duties as assigned. Experience/Required Skills: Excellent written and oral communication skills as well as strong interpersonal skills.Excellent computer skills including proficiency in Excel and Word. Experience with Microsoft Access and PowerPoint a plus.College degree required in Accounting, Finance, Business or a related financial field.Knowledge of Banking a plus.Valid Driver’s License required. Job Type: Full-time Benefits: 401(k)401(k) matchingDental insuranceDisability insuranceHealth insuranceLife insurancePaid time offRetirement planVision insurance Schedule: 8 hour shiftMonday to Friday COVID-19 considerations:Employees who are not fully vaccinated must wear a mask. Education: Bachelor's (Preferred) Experience: Fair Housing Regulations: 3 years (Preferred)Underwriting: 3 years (Preferred)Banking: 3 years (Preferred) Work Location: One location Work Remotely: NoEmail a copy of your Resume to: [email protected] [email protected]