Get Drivers License Insurance from Mid-Columbia Insurance

Renton WA

14 April, 2021

2:40 AM

Description

No Car? – You Need Insurance on Your License! Insurance on your license is how you get car insurance coverage when you do not own a vehicle. In Washington State, you can get a broadform auto insurance policy that insures you while driving most any car or pickup. Because it covers you, the driver, while driving owned and non-owned vehicles, a Broad Form Named Operator policy is often simply called Drivers License Insurance. Insurance for Borrowed Cars Insurance on your license is a great solution If you regularly borrow a car from friends or family and want to be sure you are covered. It does not provide coverage for the owner of the borrowed automobile but, if you are held responsible for an accident, you are protected up to the limits of your policy.. Drivers License Insurance for Multiple Vehicles Insurance on your driver’s license is also perfect if you drive a number of either owned and non-owned vehicles that don’t need comprehensive or collision coverage. Insurance on your driver’s license is also a great option for drivers who switch cars often and don’t want to call in every time they get a new rig. Optional Insurance Coverages No matter the type of policy, all insurance companies in Washington allow you to purchase Uninsured Motorist coverage and Personal Injury Protection (PIP) and this is no different for a broadform auto insurance policy. You may be looking for cheap car insurance but these are the coverages that protect you and the people in your car. Physical Damage coverage, aka Full Coverage or comprehensive and collision, is not available on a broadform since the company has no idea what kind of car you are driving. Obviously, they would have to charge more for a brand new Lexus than they would for an old Ford Escort, so everyone would have to get the Lexus price. Some Broadform Insurance Restrictions We offer broadform insurance to Washington state residents only. Some exclusions apply such as not covering automobiles used for business (this includes Uber, Lyft, and food delivery) and any vehicle that normally would not be on a personal auto insurance policy (U-Haul trucks for example). Keep in mind, if you are borrowing a vehicle, your coverage is always secondary. The owner is still held legally liable for anything you do even though you have your own insurance. SR-22 Insurance on Your License Insurance on your driver’s license is probably your best choice if you need SR-22 insurance but don’t have a car. No matter if you have had a DWI, DUI, Reckless, or any other major ticket, we can help you file your SR22 insurance with the DOL. Get Insured Today! If you need to insure your license, call and talk to one of our insurance professionals directly at (509)783-5600 or fill out the quote form on our website and we will get the quote started and call you. We are happy to offer straightforward advice and discuss your insurance options. 💻 Source: Drivers License Insurance💻 Info: Renton WA Insurance📌 GMB: Kennewick, Pasco, Yakima📌 Maps: Kennewick, Pasco, Yakima