Top 5 Car Accident Lawyers in Connecticut

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Bridgeport CT

08 April, 2021

9:47 PM

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Best Car Accident Attorney in Bridgeport, NY Teen drivers, aged 16-19, are the highest risk age group for motor vehicle crashes. In 2018, almost 2500 teenagers were killed in fatal car crashes and 100 times that number were injured enough to require emergency room treatment. The risk of teen driving is not limited to teens, however. Being involved in a crash with a teen driver can happen to anyone, leaving injured parties wondering who is liable in the accident and how their medical bills and lost wages will be paid. Insurance Follows the Car, Not the Driver Car insurance follows the vehicle, regardless of who is driving. In most cases, teen drivers don’t own their own car and are not paying for their own car insurance. If a teen is driving their parents’ car and gets into an accident, the parent or guardian’s insurance policy would apply. However, there are certain exceptions to this generalization that a parents’ policy always applies. It is important to note insurance policies often have exclusions for criminal, egregiously negligent or malicious actions. If the teenager’s actions were intentional, insurance on the car may not apply. Or, if the teen driver does not have a license and the driver cannot legally operate the vehicle, insurance companies could refuse the car crash claim. In these situations, it may be necessary to speak with an experienced car accident attorney about options for holding the parents liable for your injuries and damages. If the crash involved a teen who was driving another teen’s car or a car not owned by their parent or guardian, the situation could be more complicated. However, so long as the teen had permission to drive the car, the insurance policies of the car or car owner would apply. If the teenager did not have permission to drive the car, liability insurance on the car may not apply and other options may need to be considered. No Fault Insurance New Jersey, New York, Florida and other states are no fault insurance states. This means that in the event of a car accident, you first must go through your own Personal Injury Protection (PIP) insurance to pay for any injuries and lost wages. If you’ve been seriously injured, your own coverage may not be enough to compensate for all of your losses. Or, your own insurance company may be trying to settle with you for less than the full cost of your damages. If this is the scenario you face, you should discuss your options with a personal injury attorneyexperienced in car accidents and PIP arbitration. Teen Driving Safety Tips If you are the parent or guardian of a teenager, it's important to discuss road safety with your child as early and as often as possible. Teens are notorious for risky behavior and driving is no exception. According to the CDC, one of the best ways to protect teens and other drivers on the road is for parents and teens to be aware of the leading causes of teen crashes: Driver inexperienceDriving with teen passengersNighttime drivingNot using seat beltsDistracted drivingDrowsy drivingReckless drivingImpaired driving Services: Bicycle Accidents, Birth Injury, Boating Accidents, Car Accidents, Construction Accidents, Dog Bites, Medical Malpractice, Motorcycle Accidents, Pedestrian Accidents, Slip and Fall Accidents, Truck Accidents, Workers' Compensation, Wrongful Death. Greenwich, CT | Norwalk, CT | Danbury, CT | New Haven, CT | Milford, CT |  Yonkers, NY | Mount Vernon, NY | The Bronx, NY | New Rochelle, NY | Scarsdale, NY | Baychester, NY | Eastchester, NY | Tuckahoe, NY | Larchmont, NY | Port Chester, NY | Rye Brook, NY | Greenburgh, NY Business hours: 24/7 Brandon J. Broderick, Personal Injury Attorney At Law 65 East Rt. 4, River Edge NJ 07661 (877) 448-7350 BrandonJBroderick.com

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