Need Help Staying in My Home.

Panola near S. Hairston, Redan GA

Description

I have not always made the best decisions, Moved around a lot with my own 4 children. 13 years ago, when I moved into this house I made a promise that this would be the last time I moved. I lost a son in 2012 at 23yo, he lived with me & I have 9 grandkids now, who all know Nana's house. I love this feeling. I'm proud of myself. My children didn't have that stability growing up as to be honest, we all grew up together so I was determined to do better for my grand children. These past 6 months have tested me beyond the breaking point. A hurricane in October 2020 caused a tree to land on the house in the master bedroom, damage was done to garage and 2 vehicles in the back yard. My landlord of 13 years had insurance but would not cover the vehicles. He did however allow me to pick out the carpeting & flooring I wanted and paint for the walls The repair process was just finished 2 weeks ago. I slept on the couch this entire time. Furniture was moved into garage, bathrooms, kitchen anywhere out of the way of contractors. During this time, I received only a $600 concession spread out over 3 months on my rent. During all of this, I had a severe back injury Thanksgiving weekend, and extreme stress at my job. But I was still going to work which made it difficult coordinating with the contractors. It was all left on me. Landlord would only call or text for updates. With everything going on I needed a physical & mental health break. I took my vacation and then a 2-month FMLA/LOA leave to get myself well physically, mentally & the house as well. I go back to work tomorrow, albeit in worse shape than when I left. My landlord comes to see finished work last week and advises he is putting home up for sell the following week. He is offering me the option to buy it, but I cannot get qualified without a substantial down payment. My credit needs work and with time I could get it where it needs to be but not in 60 days. I am heartbroken. He had me pick out everything I liked only to sell home. No notice. My daughter, bless her heart is trying to get pre-qualified to buy the house for me. This is the only thing that will stop him from selling to anyone else. I cannot even begin to tell you how physically ill I have been. Watching my grandchildren come over and play and they have no idea. Having to pack up my deceased son’s room. It hurts. It hurts bad. I have not always made the best decisions, but I do not deserve this. Sharon