Social Security & Income Planning Workshop in University Place, WA

9850 64th St W,University Place WA 98467

06 April, 2023

Description

TOPICS WE WILL DISCUSS: MAXIMIZING SOCIAL SECURITY • How did new Social Security Laws affect your retirement strategy? • Why waiting to take Social Security may or may not be your best move. • What happens if your spouse is still working? • What if you still are or want to work part-time? • What if you are divorced or widowed? • How to maximize your Social Security benefits. • How you can reduce taxes on Social Security TAXES IN RETIREMENT • Where are taxes going? • What’s better for you: tax-deferred or tax-free accounts? • When to consider a Roth Conversion • The NEW 2023 RMD Planning options. • Understanding your qualified plans • Is your current plan tax efficient? WHY MARKET LOSS MAKE A DIFFERENCE IN RETIREMENT • Do you have time to recover from a market loss? • What It could take to get back to even after a market loss • Understanding sequence of returns • The impact of dramatic market loss in retirement PROBLEMS WITH RETIRING TODAY • Why should longevity be addressed as a “risk” in retirement? • Why are there fewer defined benefits plans today. • How rising healthcare costs can drain your savings. • Could there be challenges with portfolios? • How can Inflation impact your income plan? • Could you run out of money in retirement? FREQUENTLY ASKED QUESTIONS: Is there a cost to attend? No, there is no cost to attend. Do I need to bring anything? No, you will be provided with pen and paper to take notes. Will any investments or investment products be discussed? No there will not be any discussion of any investments whatsoever. Will I be pitched or sold anything? No. Our classes are strictly educational. The most common feedback we receive is how nice it is to attend a truly educational workshop with no pressure. Is this sponsored by the Social Security administration? Ostlund Wealth Advisors are not affiliated with the Social Security administration or any other government agency. Daniel Ostlund is an Investment Advisor Representative dba, Ostlund Wealth Advisors. Investment advisory services are offered through CPR Investments, Inc. 1600 Parkdale Rd, Ste 201, Rochester, MI 48307 (800) 213-1164. Ostlund Wealth Advisors and CPR Investments Inc do not offer legal or tax advice. Marie Ostlund offers securities through World Equity Group, Inc. Member FINRA & SIPC. Ostlund Wealth Advisors and CPR Investments are unrelated entities and are not owned or controlled by World Equity Group, Inc