VyStar Home Buying Seminar (Mandarin Branch)

11343 San Jose Boulevard,Jacksonville FL 32223

25 February, 2023

Description

Join VyStar for our special Home Buying SeminarJoin us at the Mandarin Branch as we discuss the process of buying a home, how to prepare and the costs and responsibilities associated with owning a home. Plus, we’ll share all the ways that VyStar is here to help make the process easier, with: Savings of up to $5,000 in closing costs or choose a 0.25% rate discount* Free 90-day rate lock when buying your new home** Did you know we save our members up to $5,038 on average in closing costs and fees?*** ___________ Certain restrictions and limitations apply. All loans are subject to credit approval. *Closing Costs OR 0.25% Rate Discount offer is not available on Loans $50K and under, Land, Construction Perm, HabiJax and Investment Mortgages. Available for purchase or refinance. VyStar will pay borrower closing costs up to a maximum amount of $5,000 excluding origination fee and/or discount points, private mortgage insurance, FHA Upfront Mortgage Insurance Premium (UFMIP), condo document fees/condo approval fees, homeowners association fees, home inspections, costs related to deed changes, prepaid funds for homeowners and/or taxes, prepaid interest or funds to establish the member’s homeowners and/or property taxes escrow account. If the borrower pays off the mortgage within the first 36 months, they will be required to reimburse VyStar for a portion of the closing costs paid by VyStar. **90 day free rate lock is available on purchase and refinance. Fees applicable for extensions over 90 days. *** Savings calculation based on a purchase loan amount of $300,000 at 97% LTV. Average origination fee of 0%-1.5% and average application fee ($75-$300) (source = What Is the Average Mortgage Closing Costs for Buyers? From businessinsider.com, 10/11/2022). Average processing ($300-$900), underwriting ($300-$900), and administrative fees ($100) from Average closing costs in 2022 | Complete list of closing costs from mortgagereports.com, 10/17/22. Your savings amount will vary depending on your home price, interest rate and length of loan. This example does not guarantee savings. Offers available for a limited time and subject to change without notice. ©2023 VyStar Credit Union.