Retirement Planning Seminar in Lafayette, LA

2601 Southeast Evangeline Thruway,Lafayette LA 70508

18 January, 2023

Description

As our special guests you will have access to a private guided tour of the distillery after the workshop to see how their rum is made. Light appetizers and taste testing at the distillery will be offered. We are excited to welcome you to this special event at Lafayette's hidden gem! TOPICS FOR RETIRING TODAY TAX RATE RISK • Why experts say tax rates could double • How rising taxes may affect your retirement cash flow • The “Catch 22” of 401k’s and IRA’s • How lost deductions may affect your taxes in retirement RETIREMENT INCOME PLANNING • The three basic retirement accounts • How to accumulate dollars in the right types of accounts for future retirement income • What’s better for you: tax-deferred or tax-free accounts? • How to define a “true” tax-free investment • When should you convert to a Roth? • How IRA’s and 401k’s cause Social Security taxation • Strategies to reduce or eliminate taxes in retirement MAXIMIZING SOCIAL SECURITY • The causes of Social Security taxation • The Social Security thresholds you need to be aware of • The real cost of Social Security taxation • Strategies to eliminate Social Security taxation • Social Security maximization strategies RETIREMENT DISTRIBUTION PITFALLS • How the new rules on “Rate of Withdrawal” affect People Nearing Retirement • How to ensure you won’t run out of money in retirement • How to liquidate retirement assets in the right order • How to eliminate “sequence of returns” risk WHY LOSSES DURING RETIREMENT MATTER • The impact of dramatic market loss in retirement • Is “buy and hold” appropriate in retirement? • How to safeguard against two types of investment risk • How to shield your assets from stock market volatility • Why “asset allocation” alone may not be enough • How to truly diversify your retirement portfolio Randy Hux is an Investment Advisor Representative of Hart Financial, LLC, which is a Registered Investment Advisory Firm located in Louisiana and Colorado. Being registered as a registered investment adviser does not imply a certain level of skill or training.